AI, BNPL, and the Future of Payments
by Patti Murphy on October 31, 2025 at 10:18 AM
This week’s Today in Payments dives into how AI is reshaping the holiday shopping experience, with PayPal launching new integrations with Mastercard and ChatGPT to power agentic commerce. New surveys reveal record-high consumer interest in gift cards, growing use of BNPL, and rising r …
RTP Growth, AWS Disruptions, and a Mobile Wallet Showdown
by Patti Murphy on October 23, 2025 at 3:00 PM
This week’s Today in Payments covers the Federal Reserve’s consideration of granting limited access to its payment rails for non-bank fintechs, a record-breaking day for the RTP network, and strong Q3 numbers from the ACH system. We also explore how a widespread AWS outage disrupted p …
Cash Loyalty, Digital Gifting, and Crypto Warnings
by Patti Murphy on October 17, 2025 at 3:31 PM
This week’s Today in Payments covers a $200 million settlement by Visa and Mastercard over chargeback rule changes, new data showing rapid growth in gift card popularity—especially among Gen Z and Millennials—and fresh insights into America’s complicated relationship with cash. We als …
Big Moves from Plaid, Square, and Mastercard
by Patti Murphy on October 10, 2025 at 10:44 AM
This week’s Today in Payments covers Plaid’s landmark agreement to pay JPMorgan for data access, a move that could reshape the future of open banking. Square simplifies its pricing with a streamlined three-tier structure aimed at helping sellers grow without complexity. Meanwhile, hol …
POS Glitches, AI Takeover, and Surcharge Showdowns
by Patti Murphy on October 2, 2025 at 5:32 PM
In this week's episode of Today in Payments, Patti Murphy and James Shepherd go full crime reporter mode, breaking down a nationwide refund fraud scheme that exploited POS system vulnerabilities. They also cover major trends reshaping the payments space—from global revenue forecasts a …