The Price of Staying the Same
by Patti Murphy on May 29, 2025 at 5:07 PM
The European Commission is once again scrutinizing Visa and Mastercard’s fee structures, citing concerns over transparency and retailer choice. Meanwhile, U.S. banks are struggling to meet surging demand for instant payments, with legacy systems and existing apps like Zelle slowing pr …
Merchants Want Choice and Congress Is Listening
by Patti Murphy on May 22, 2025 at 4:01 PM
Lawmakers are moving to regulate credit card interchange by attaching the Credit Card Competition Act to a stablecoin bill, gaining strong bipartisan and industry support. Visa launches a new embedded payments program aimed at fintechs and commercial partners, starting with vehicle-ba …
From Guardrails to Growth
by Patti Murphy on May 15, 2025 at 3:04 PM
This week: New York jumps in where the feds stepped back, cracking down on BNPL with new rules. Merchants are turning up the heat on PSPs to boost conversions with one-click, card-on-file, and biometrics. Virtual cards are having a moment — and Coinbase hits the big leagues as it join …
Trusting AI with Your Wallet
by Patti Murphy on May 9, 2025 at 2:29 PM
Welcome to Today in Payments, I’m your host, Patti Murphy, here with your weekly dose of payments notes.
Pay, Delay, Disrupt.
by Patti Murphy on May 2, 2025 at 1:51 PM
This week on Today in Payments, ChatGPT takes a big step into e-commerce with new tools for product discovery and comparison, while LendingTree reveals a sharp rise in consumers using Buy Now, Pay Later for groceries and dining. Mastercard unveils its stablecoin payments infrastructur …