The Race to Real-Time
by Patti Murphy on July 31, 2025 at 3:21 PM
RTP and FedNow both saw major gains in Q2. Payment volumes, values, and participation are up as the real-time rails race to modernize U.S. payments.
Big Moves in Payments
by Patti Murphy on July 24, 2025 at 4:25 PM
Lawmakers passed the GENIUS Act during “Crypto Week,” marking the first-ever U.S. regulatory framework for stablecoins. Meanwhile, Brazil’s popular Pix payment system is under scrutiny after the U.S. launched an investigation into potential bias against legacy card networks. PayPal de …
The Great Payments Shake-Up
by Patti Murphy on July 17, 2025 at 3:52 PM
Australia is proposing major reforms to card payments, including banning debit surcharges, lowering credit card interchange fees, and increasing fee transparency—all aimed at reducing costs for merchants. In the U.S., the Merchant Payments Coalition is pushing back against large bank …
Digital Dollars and Legal Drama
by Patti Murphy on July 11, 2025 at 2:02 PM
Next week is Crypto Week in Congress, with votes expected on stablecoin legislation and a bill to block CBDCs. Meanwhile, Apple, Visa, and Mastercard win in court, and the Treasury gets flooded with advice on how to finally ditch paper checks.
Swipe, Tap, or Token: The Changing Face of Payments
by Patti Murphy on July 3, 2025 at 3:00 PM
Visa and Mastercard are back in the spotlight as the U.K. Competition Appeal Tribunal rules their interchange fees violate competition law, adding fuel to a long-running legal saga. In the U.S., efforts to regulate credit card competition fell short—for now. Meanwhile, stablecoins are …