Fiserv Goes Crypto, POS Goes Cloud
by Patti Murphy on June 26, 2025 at 9:27 AM
Fiserv made several major announcements, including a partnership with Early Warning Services to offer the Paze digital wallet, the launch of a new stablecoin (FIUSD) in collaboration with Paxos and Circle, and new integrations with PayPal and Mastercard. Meanwhile, regulators like the …
From Crypto to Checkout
by Patti Murphy on June 19, 2025 at 4:44 PM
The Senate sets stablecoin rules with the GENIUS Act, Fiserv builds crypto rails, and Block brings bitcoin to the register—while the FTC cracks down on cross-border payment abuse.
Delay the Law and Hold the Fees
by Patti Murphy on June 12, 2025 at 5:43 PM
Illinois hits pause on a controversial interchange law. The Senate shelves the CCCA—for now. PayPal doubles down on physical cards. Mastercard launches a game-changing credential. Worldpay and Exodus unlock crypto-native checkouts. And how many merchants really accept Bitcoin? Depends …
The Price of Staying the Same
by Patti Murphy on May 29, 2025 at 5:07 PM
The European Commission is once again scrutinizing Visa and Mastercard’s fee structures, citing concerns over transparency and retailer choice. Meanwhile, U.S. banks are struggling to meet surging demand for instant payments, with legacy systems and existing apps like Zelle slowing pr …
Merchants Want Choice and Congress Is Listening
by Patti Murphy on May 22, 2025 at 4:01 PM
Lawmakers are moving to regulate credit card interchange by attaching the Credit Card Competition Act to a stablecoin bill, gaining strong bipartisan and industry support. Visa launches a new embedded payments program aimed at fintechs and commercial partners, starting with vehicle-ba …
From Guardrails to Growth
by Patti Murphy on May 15, 2025 at 3:04 PM
This week: New York jumps in where the feds stepped back, cracking down on BNPL with new rules. Merchants are turning up the heat on PSPs to boost conversions with one-click, card-on-file, and biometrics. Virtual cards are having a moment — and Coinbase hits the big leagues as it join …
Trusting AI with Your Wallet
by Patti Murphy on May 9, 2025 at 2:29 PM
Welcome to Today in Payments, I’m your host, Patti Murphy, here with your weekly dose of payments notes.
Pay, Delay, Disrupt.
by Patti Murphy on May 2, 2025 at 1:51 PM
This week on Today in Payments, ChatGPT takes a big step into e-commerce with new tools for product discovery and comparison, while LendingTree reveals a sharp rise in consumers using Buy Now, Pay Later for groceries and dining. Mastercard unveils its stablecoin payments infrastructur …
Capital One Acquires Discover: Game-Changer for Payment Network
by Patti Murphy on April 25, 2025 at 3:29 PM
This week, we cover Capital One's acquisition of Discover, Visa’s upcoming AI-driven product announcements, ACH’s record-breaking growth, and new Worldpay data showing how digital payments are fueling global economic expansion.
Global Payments Acquires WorldPay & Debit Interchange Cap Debates
by Patti Murphy on April 17, 2025 at 5:06 PM
Welcome to Today in Payments, I’m your host, Patti Murphy, here with your weekly dose of payments notes.